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1129 Little Bay Avenue, North Norfolk
$559,000
5 Beds ⋅ 3.1 Baths ⋅ 10657282 MLS
Enjoy beautiful waterfront living on Willoughby Bay! This spacious home features two primary suites, including a first-floor suite with an enormous custom walk-in closet and private full bathroom, plus a second primary suite upstairs. The interior has been freshly painted throughout and features beautiful tiled Showers, new carpet on the stairs, and updated light fixtures. Additional improvements include a brand-new 30 yr arch. roof and newer hot water heater (2025). Open floor plan with large Great room with woodburning fireplace, eat-in kitchen with granite countertops and spacious dining area. All 5 bedrooms are spacious. Relax on the inviting covered porch overlooking the bay and take in the stunning waterfront views. Enjoy your day on your own private sandy beach. Tons of parking to accommodate 8 + vehicles + attached garage. A wonderful opportunity to enjoy coastal living with the comfort and convenience of two primary suites!

1129 Little Bay Avenue, North Norfolk

9678 25th Bay Street, North Norfolk
$1,565,000
4 Beds ⋅ 5.1 Baths ⋅ 10656580 MLS
A gorgeous custom built home in East Beach, located one block from the Bay. This exceptional residence offers 4 spacious en-suite bedrooms and 5 1/2 baths. A sprawling front porch welcomes you home, while expansive 2nd floor decks capture beautiful views of the bay. There are gorgeous pine floors throughout. The updated kitchen features Thermador appliances and opens seamlessly to the spacious great room. A separate butler's pantry provides additional storage and entertaining space. Enjoy a screen porch for relaxed coastal living, while the 3rd floor media room offers flexibility as an office, playroom or additional living space. A charming cupola delivers some of the Best Views! This beautifully designed coastal home is ready to show! Please see attached features sheet for a full list of updates and features.

9678 25th Bay Street, North Norfolk

3131 E Ocean View Avenue, North Norfolk
$685,000
4 Beds ⋅ 3.1 Baths ⋅ 10656519 MLS
Two primary suites. Bay views from your front balconies. Beach access across the street. At 3131 E Ocean View Avenue, the next chapter can include more time by the water and a home that gives everyone room to settle in. Built in 2025 by an award-winning builder, this custom coastal home offers 4 bedrooms, 3.5 baths and 2,583 square feet, with no HOA. The open-concept layout brings the kitchen, dining and living spaces together for the moments that make a home meaningful: a holiday meal, friends lingering over dessert or a quiet evening with no plans at all. An oversized kitchen island creates a natural gathering place, complemented by granite countertops, a premium gas range and abundant cabinetry. Detailed trim work, wainscoting, a wood staircase and a designer electric fireplace give the interior a thoughtful, finished feel. A primary suite on each level is the defining feature. Choose first-floor living, create a private upstairs retreat or offer overnight guests their own comfortable space. The arrangement also provides flexibility for extended stays and multigenerational living, with separation that allows both connection and privacy. A floor plan that accommodates different routines makes this home especially easy to imagine living in. Double front balconies capture Bay views and invite you to take the day outside. Enjoy coffee in the morning air, head across the street for a beach walk or unwind as the evening breeze arrives. A manageable yard means less time devoted to upkeep and more opportunity to enjoy the surroundings. Everyday conveniences include an attached two-car garage, a gas tankless water heater, dual-zone HVAC and floored attic storage. From the generous kitchen to the two primary suites, the home pairs spaces for gathering with places to retreat. Here, the Chesapeake Bay is close, the layout is flexible and the details are already in place for your next chapter. Ask about available builder incentives.

3131 E Ocean View Avenue, North Norfolk

3127 E Ocean View Avenue, North Norfolk
$679,000
4 Beds ⋅ 3.1 Baths ⋅ 10656518 MLS
Beach access directly across the street. A kitchen made for gathering. And an extra room that can change as your life does. At 3127 E Ocean View Avenue, coastal living comes with the space and flexibility to make it your own. Built in 2025 by an award-winning builder, this custom home offers 4 bedrooms, 3.5 baths and 2,583 square feet, with Bay views and no HOA. The bright, open floor plan connects the kitchen, dining and living spaces so conversation flows easily from preparing dinner to sharing it. Granite countertops, a premium gas range, abundant cabinetry and a walk-in pantry create a kitchen that works as beautifully for everyday meals as it does for a full table of guests. Gather around the designer electric fireplace for a quiet evening, or open your calendar to the celebrations you have been waiting to host. A versatile room over the garage has direct access to a full bath, giving this home a particularly useful option for a fourth bedroom, guest space, media room or office. Create a place to focus during the workday, enjoy movie nights or give visitors room to settle in. The flexibility is already here; you decide how to use it. Detailed wood trim, wainscoting and a wood staircase add warmth and craftsmanship throughout. A gas tankless water heater, dual-zone HVAC and floored attic storage bring practical benefits to daily life. The attached two-car garage provides convenient parking and additional storage, while the balcony offers another place to enjoy the coastal air. With beach access so close, a walk along the shore can become part of an ordinary Tuesday rather than something reserved for vacation. Return for lunch, finish the workday or welcome guests for dinner without making the beach an all-day outing. This move-in-ready home pairs that lifestyle with generous living space and a layout that supports more than one way to live. Ask about available builder incentives.

3127 E Ocean View Avenue, North Norfolk

3123 E Ocean View Avenue, North Norfolk
$630,000
3 Beds ⋅ 2.1 Baths ⋅ 10656514 MLS
Morning walks along the Chesapeake Bay. Coffee on your balcony. An evening breeze that invites you to stay outside a little longer. At 3123 E Ocean View Avenue, the beach is just steps away, and the spaces inside make coming home feel just as rewarding. Built in 2025 by an award-winning builder, this custom home offers 3 bedrooms, 2.5 baths and 2,160 square feet of thoughtfully designed coastal living. An open, light-filled layout connects the kitchen, dining and living spaces, creating room for holiday dinners, relaxed weekends and conversations that continue long after the meal. Granite countertops, a premium gas range and abundant cabinetry bring beauty and function to the kitchen. A charming keeping room adds a separate place to settle in with a book, enjoy morning coffee or keep the cook company. Two primary suites, one on each level, offer the freedom to choose the retreat that suits your routine while providing comfortable space for overnight guests. Double front balconies capture Bay views and extend everyday living outdoors. Start the morning with fresh air, take a walk to the beach, then return to a home designed for gathering and unwinding. Detailed trim work, wainscoting, a wood staircase and a designer electric fireplace give the interior character beyond the expected. A gas tankless water heater and dual-zone HVAC support everyday comfort, while the attached two-car garage adds practical space for parking and storage. No HOA and a manageable yard leave more room in your schedule for the coastal surroundings. Whether your next chapter calls for a daily beach walk, a more flexible layout or a home where hosting feels effortless, this property brings those possibilities together. Enjoy the warmth of custom finishes, the convenience of a first-floor primary suite and the pleasure of having the Chesapeake Bay close by. Ask about available builder incentives.

3123 E Ocean View Avenue, North Norfolk

833 Little Bay Avenue Unit H, North Norfolk
$240,000
3 Beds ⋅ 2 Baths ⋅ 10656378 MLS
Live where others vacation! Discover the potential of this spacious 2-bedroom, 2-bath waterfront condo in Norfolk’s desirable Willoughby area, approximately 1,300 square feet of coastal living and direct beach access to Little Bay. Features cathedral ceilings, (no neighbors above) and a welcoming living area with fireplace, ready for your personal touch and creative vision. Offers generously sized bedrooms, sauna, additional space that could be a small bedroom, parking for 2, and storage unit. Enjoy peaceful mornings by the water, afternoons at the community pool, and beautiful sunsets over Little Bay. Conveniently located near Norfolk Naval Bases, Chesapeake Bay beaches, and major roadways. This waterfront condo offers a private dock for boats and fishing. Whether you're looking for a year-round home, a weekend getaway, a coastal retreat or an investment opportunity, the possibilities are yours to explore. Bring your imagination and make this gem shine.

833 Little Bay Avenue Unit H, North Norfolk

822 W Ocean View Avenue, North Norfolk
$1,250,000
2 Beds ⋅ 2.1 Baths ⋅ 10656248 MLS
Rare Direct Bayfront Opportunity! Enjoy the coveted Willoughby/Ocean View coastal lifestyle in this beautifully updated waterfront home offering 2,953 total SF. Originally built in 1907 as a charming beach cottage and fully remodeled in 2005, the property blends historic character with modern convenience. The main residence (2,023 SF) features 2 bedrooms, 2.5 baths, a spacious great room, dining area, and detached garage nestled beside the Bay Oaks. A separate upper-level apartment (930 SF) includes 2 bedrooms and 2 baths, offering flexibility for guests, extended family, a private retreat, or potential rental income. Recent improvements include new HVAC systems and washer/dryer sets. Elevated on reinforced concrete block construction with flood vents, helping maintain more affordable flood insurance while maximizing stunning bayfront living.

822 W Ocean View Avenue, North Norfolk

1228 W Ocean View Avenue Unit M, North Norfolk
$255,000
2 Beds ⋅ 2 Baths ⋅ 10655733 MLS
Welcome to Ocean View, where vacation-style living meets everyday comfort! Enjoy convenient access to the beach with your own private path leading to the shore. The inviting kitchen features stainless steel appliances and granite countertops. A balcony just off the kitchen offers a relaxing spot to enjoy the coastal breeze or unwind after a day by the water. Both bedrooms feature private en-suite bathrooms, including one beautifully appointed bath with marble flooring and a luxurious jetted tub. Whether you're seeking a full-time residence, weekend getaway, or coastal retreat, this Ocean View home offers the perfect blend of comfort, convenience, and beachside living. Schedule your showing today!

1228 W Ocean View Avenue Unit M, North Norfolk

2902 E Ocean View Avenue Unit C, North Norfolk
$1,149,000
4 Beds ⋅ 3.1 Baths ⋅ 10655859 MLS
**3% builders credit available for upgrades, closing costs, buy downs and more!**Your Chesapeake Bay escape starts here! This new construction 4 bedroom, 3.5 bath townhome offers generous living spaces, beautiful bay views, and a private elevator serving all three levels. The first floor features a large bedroom with private bath and laundry hookup, plus a covered patio with an outdoor shower for relaxed bay living. On the second floor, a bedroom joins an open kitchen, living, and dining area with custom cabinetry, full appliances, an electric fireplace, beautiful bay views, and a covered balcony. The third floor offers another bedroom and an expansive owner’s suite with a private balcony overlooking the bay, a large walk in closet, and a luxurious bath featuring an oversized custom tile shower, rain shower head, and large double vanity. Outside, white LP siding and black accents create a crisp modern coastal exterior, complemented by a deep garage with ample storage.

2902 E Ocean View Avenue Unit C, North Norfolk

837 Little Bay Avenue Unit 4, North Norfolk
$265,000
2 Beds ⋅ 2 Baths ⋅ 10655507 MLS
Welcome to 837 Little Bay Ave, a spacious 2-bedroom, 2-bath condo in Norfolk?s sought-after Willoughby area. Offering 1300 sft of living space, this home provides a comfortable layout with plenty of room for everyday living and entertaining. The inviting living area features a fireplace, while the generously sized bedrooms provide flexibility for guests, a home office, or additional living space. Conveniently located near the Chesapeake Bay, beaches, parks, dining, shopping, and major roadways, this home offers an appealing combination of comfort and location. Whether you're looking for a primary residence, a coastal retreat, or an investment opportunity, this condo is ready to welcome its next owner. Come see the possibilities at 837 Little Bay Ave.

837 Little Bay Avenue Unit 4, North Norfolk

9683 Shore Drive, North Norfolk
$850,000
3 Beds ⋅ 3.1 Baths ⋅ 10655228 MLS
END-UNIT coastal living with Chesapeake Bay water views near East Beach! This luxury Craftsman-style townhome offers 3 bedrooms, 3.5 baths, elevator access to every level and the added natural light and appeal of an end-unit location. Plantation shutters throughout, interior molding and two fireplaces complement the open living spaces. The kitchen features quartz countertops, custom wall tile, gas cooking, premium appliances, upgraded cabinetry and a full-size beverage/wine cooler. Two balconies provide inviting outdoor spaces to enjoy the coastal setting and Bay breezes. The spacious primary suite features an extended sitting area/office, coffered ceiling, fireplace, walk-in closet and spa-inspired bath with oversized walk-in shower. The oversized attached 2-car garage offers epoxy flooring, additional storage and a generator plug-in. *No flood insurance required. Enjoy a low maintenance, lock and leave lifestyle with community landscaping and convenient to the beach, marina, dining, shopping and East Beach amenities.

9683 Shore Drive, North Norfolk

782 W Ocean View Avenue, North Norfolk
$900,000
4 Beds ⋅ 2.1 Baths ⋅ 10654488 MLS
Enjoy breathtaking Bay, beach, and water views from every room of this custom-built coastal home with private beach access, a private walkway, no HOA and an additional lot, #07614900. The open living level features Brazilian oak floors, a gourmet kitchen with quartz countertops, Carrara marble accents and KitchenAid appliances, plus a gas fireplace and spacious entertaining deck. The private third-floor primary suite offers a jetted tub, dual sinks, walk-in closet with laundry hookups, and private balcony. A first-floor bedroom and full bath provide flexible living space, while five decks, Trex decking, an outdoor shower, and generous storage make beach living effortless. With a 150-mph-rated roof, siding and windows, plus a 2021 water heater, 2023 HVAC, and thoughtful updates throughout, this exceptional home blends comfort, character, and unforgettable coastal living.

782 W Ocean View Avenue, North Norfolk

1135 Little Bay Avenue, North Norfolk
$689,000
4 Beds ⋅ 2.1 Baths ⋅ 10654145 MLS
Stunning night lights and beautiful views of Willoughby Bay from all levels make this home truly unique! An outdoor oasis created for entertaining, this property has an outdoor pergola, a covered deck, gorgeous landscaping, and a waterfront deck overlooking a private beach area! The 4 bedroom, 2.5 bath, 2542sq ft home has an open floor plan with a first floor primary suite with it's own private bath. The main living area has coastal flare and consists of an updated kitchen, spacious dining room, half bath, laundry room, and a living room that features a cozy fireplace, sky lights, water views, and tons of natural light filtering in! At the top of the stairs you'll find an inviting loft area with picturesque windows, a decorative ceiling, and sweeping views of the water! The upstairs boasts three spacious bedrooms and a large full bath. Smart door locks, Nest thermostats, and two flat screened Smart tvs were newly added to the home. This tranquil escape could be yours for the taking!

1135 Little Bay Avenue, North Norfolk

2040 E Ocean View Avenue, North Norfolk
$999,340
4 Beds ⋅ 4.1 Baths ⋅ 10654690 MLS
Wake up to sweeping CHESAPEAKE BAY water views from your own sandy shoreline in this rare, direct BAY FRONT and private retreat with an income-producing carriage house too! Coastal living at its finest in this beach home boasting expansive water views -step outside and sink your toes into the soft, sandy beach just beyond your door. The spacious deck offers an inviting setting for relaxing or entertaining , in the refreshing Bay breezes while taking in breathtaking sunrises and sunsets. Additional highlights include a compelling opportunity of an income producing carriage house(currently rented), + check out the partially finished basement! A flexible bonus space ready for game nights, a home gym, office or the ultimate hangout spot! Then add the private elevator, solar panels , no flood insurance required, a newly paved driveway and freshly painted interior and exterior,-this just keeps getting better and better! This home is ideally located near military bases,HRBT, shopping and a diverse selection of local eateries-and COVA craft brewery, that features live music and our true coastal vibe.This distinctive property presents a versatile opportunity as a full time residence, coastal retreat, or income producing home.Make the Chesapeake Bay your backyard and embrace the unforgettable coastal lifestyle you've always dreamed of!

2040 E Ocean View Avenue, North Norfolk

2113 Helsley Avenue, North Norfolk
$459,700
3 Beds ⋅ 1.1 Baths ⋅ 10654213 MLS
Enjoy the waterfront lifestyle in this 3-bedroom, 2.5-bath home offering deep-water access, a private dock, and beautiful water views. Spend your days boating, fishing, kayaking, or launching your jet ski from the convenient floating jet ski dock. Inside, a light-filled sunroom overlooks the water and creates the perfect place to relax while taking in spectacular sunset views. The property also features a detached workshop, one-car garage, and plenty of space for hobbies, storage, and waterfront gear. Whether entertaining by the water, enjoying quiet evenings in the sunroom, or heading out from your own dock, this home offers a wonderful combination of comfort, functionality, and coastal living. A special opportunity for buyers looking for a waterfront home with deep-water access and their own private dock!

2113 Helsley Avenue, North Norfolk

9687 Shore Drive, North Norfolk
$850,000
3 Beds ⋅ 3.1 Baths ⋅ 10653375 MLS
COASTAL LUXURY: Wake up to bay views from your 4th-floor penthouse owner's suite with beach access just 500 feet away! Welcome to a Lighthouse model at The Tern, an exquisite 4- story retreat boasting 3 bedrooms, 3.5 baths, 2,562 sq ft, a private elevator, and three bay-view balconies. PENTHOUSE SUITE: Pure relaxation with crown molding, custom Closet Factory walk- in closet, and a spa bath featuring a frameless shower, dual rainfall showerheads, and a handheld sprayer. EPICUREAN KITCHEN: Showcases 42” soft-close cabinets, custom glass backsplash, quartz countertops, a farmhouse sink, under-cabinet lighting, and premium Samsung Smart appliances with double oven with microwave, gas range/air fryer, and a Bespoke refrigerator. PREMIUM FINISHES: Outfitted with quartz throughout, LVP flooring, designer lighting/fans, cellular shades, living room surround sound, digital security system, and a built-in Closet Factory Murphy bed. GARAGE & GYM: Oversized 2-car garage equipped with epoxy flooring, built-in home gym, 2 bike storage systems, and a high-speed EV charging port. PEACE OF MIND: Efficiency and safety with dual HVACs, tankless water heater, extra insulation, generator plug, exterior pipe freeze protector, and custom certified hurricane screens. LIFESTYLE: Close to eateries, shopping and more. Enjoy nightly bay sunsets - this is resort living at its absolute finest!

9687 Shore Drive, North Norfolk

3226 E Ocean View Avenue Unit 5, North Norfolk
$289,000
2 Beds ⋅ 2 Baths ⋅ 10652614 MLS
Enjoy life on the Chesapeake Bay in this beautifully updated 2 bedroom, 2 bath condo with private beach access and water views from multiple decks. The light-filled interior features an open living area with soaring ceilings and skylights, luxury vinyl plank flooring, fresh paint, and an updated kitchen with granite countertops and stainless steel appliances. Both bathrooms have been updated as well. Step outside from either bedroom to a private deck, or relax on the front deck off the living room and take in the bay breezes and incredible sunsets. A spacious loft provides flexible bonus space that works perfectly as a home office, additional storage, or a quiet retreat. With the beach just seconds away, this is an easy place to settle in and enjoy the best of coastal living. Convenient to East Beach, Norfolk International Airport, military bases, I-64, and all that the surrounding Bay area has to offer.

3226 E Ocean View Avenue Unit 5, North Norfolk

859 Little Bay Avenue, North Norfolk
$799,900
6 Beds ⋅ 3.1 Baths ⋅ 10652643 MLS
Offering 1% in closing cost assistance if using builder's preferred lender. New single family beach front home located in Willoughby Oceanview. This is your chance to live on a large, private beach with beautiful old-growth live oak trees in your backyard. 6 bedrooms, 3.5 bathrooms. This open floor plan home offers many customizable rooms that are able to be used in whatever way suits you. 1st floor bedroom as well as a second story primary bed & bath. Large and spacious kitchen with beautiful stainless steel appliances. Perfect home for entertaining. With purchase, you will own 37.5 feet of beautiful, private beach. Carport to fit 4 cars, huge 2-car garage with an extra room for a workshop or storage. Additional storage space located in the attic.

859 Little Bay Avenue, North Norfolk

9510 13th Bay Street Unit A, North Norfolk
$320,000
2 Beds ⋅ 1.1 Baths ⋅ 10652098 MLS
Trade your evening commute for a paddle on the water. Nestled in a quiet waterfront community on Pretty Lake, this beautifully updated condo offers the ultimate coastal lifestyle. Clock off work, grab your kayak or paddleboard, and cut right behind your neighbor's building to launch directly into pretty lake within minutes. The renovated interior features low-maintenance LVP flooring across the main level, an open-concept kitchen built for effortless entertaining, and a spacious private deck for evening relaxation. Upstairs, a sunlit loft provides the ideal space for a home office, yoga studio, or quiet lounge, while the main-floor bedrooms share a stylish, convenient Jack-and-Jill bath. Live every day like you're on vacation, with seamless access to Norfolk's beaches, local dockside dining, and endless water activities right outside your front door. Schedule your tour today! Some photos were virtually staged using AI.

9510 13th Bay Street Unit A, North Norfolk

410 Pinewell Drive, North Norfolk
$799,000
4 Beds ⋅ 3.1 Baths ⋅ 10651814 MLS
Welcome to an exceptional waterfront lifestyle with direct neighborhood beach access in this beautifully updated 3 story residence tucked away in this Chesapeake Bay community. Designed for effortless living and entertaining, this home blends spectacular outdoor spaces with modern indoor living and the rare convenience of a private elevator serving all 3 levels. Discover an updated floor plan, gleaming oak floors and an inviting sense of space. The first-floor retreat with private entrance is ideal for guests with its bedroom, full bathroom, storage and patio access. The second floor features a beautiful kitchen with quartz tops, a spacious great room with gas fireplace and access to the deck. The third-floor primary suite is a true retreat where Bay views provide a backdrop to everyday living. Outdoor living, with approximately 900 square feet of decks provide abundant space for dining and relaxation. A whole-house generator and gas heat add comfort to this remarkable home.

410 Pinewell Drive, North Norfolk

9554 Bay Front Drive, North Norfolk
$673,000
3 Beds ⋅ 3.1 Baths ⋅ 10651592 MLS
Property is owned by the US Dept. of HUD. HUD Case #: 541-941465 Insurability Code: IE. Seller makes no representations or warranties as to property condition. HUD Homes are sold "AS-IS." Lead-Based Paint disclosure may be required. Equal Housing Opportunity. Seller may contribute for buyer's closing costs, upon buyer request. This 3-bedroom, 3.5-bathroom property is located in the East Ocean View neighborhood of Norfolk and offers approximately 2,378 square feet of living space. Built in 1991, the home features a multi-level layout, a fireplace, and a former attached garage that has been finished into livable space. The property provides access to nearby Chesapeake Bay beaches, local marinas, and area thoroughfares.

9554 Bay Front Drive, North Norfolk

867 Little Bay Avenue Unit 5, North Norfolk
$239,000
2 Beds ⋅ 2 Baths ⋅ 10650796 MLS
Wake up to coastal living in this beautiful condo with private beach access and unbeatable lifestyle appeal. Featuring two spacious primary suites, each with its own ensuite bathroom and walk-in closet, this home offers comfort, privacy, and flexibility for full-time living, a vacation retreat, or investment opportunity. The open living and dining areas are ideal for entertaining or unwinding after a day on the water. Enjoy covered private driveway parking beneath the unit for two vehicles, private storage, and additional parking for guests. The community offers waterfront amenities including a gazebo and pier, creating the perfect setting to relax and enjoy the coastal surroundings. Just minutes from the local boat ramp, marinas, fishing pier, Willoughby Bay Beach, and Willoughby Marina, this location puts the best of waterfront living right at your doorstep. Don’t miss your chance to own your own slice of paradise—live like you’re on vacation every day!

867 Little Bay Avenue Unit 5, North Norfolk

1128 Cottage Place, North Norfolk
$1,449,000
6 Beds ⋅ 4.1 Baths ⋅ 10650713 MLS
Bayfront living on the Chesapeake Bay. Don’t miss this rare opportunity to own a custom-designed home offering breathtaking water views from 2 rear decks, 1 front deck and gazebo and direct access to the beach. Built with durable ICF (Insulated Concrete Form) construction and approx. 15-inch exterior walls. Steel Shutters, Incapsulated Crawl w/concrete floor. A central vac system. This custom home was designed for strength, energy efficiency and coastal living. Features include hurricane shutters, 3 zone HVAC system 2025 & 2026, Roof 2023. Optimize the open floor plan, great for entertaining and open to the custom kitchen. The island and counter tops with granite, New refrigerator 8/20/26 and all stainless steel appliances. Jen-Air double oven. Gas stove. Enjoy sunsets, dolphins, ships passing and the beach waves. Close proximity to Restaurants, Marinas, Norfolk Military bases, access to Int-64. This home blends luxury, comfort and coastal living at its finest.

1128 Cottage Place, North Norfolk

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.